Your credit guide and financial services guide (FSG) can be combined into a single document if you have an Australian Financial Services Licence (or you are the authorised representative of such a licensee) and you have to give a credit guide as the holder of an Australian Credit Licence (or as a credit representative of such a licensee).  Any statements or information to be included in the credit guide that are identical to statements or information in the FSG do not have to be repeated.

The regulation permitting the combination of the credit guide and FSG into one document is regulation 7.7.08B under the Corporations Act, which was introduced in the Corporations Amendment Regulations 2010 (No.4) made on 6 May 2010 . The regulation commences on 1 January 2011.