The National Credit Act and the Corporations Act contain restrictions on dealings by credit licensees and financial services licensees with unlicensed persons.
In a new financial services and credit CPD video (26 minutes) I discuss licensing requirements when dealing with third parties.
It covers both financial products and credit products, when a licensee sells a third party product and when it appoints a third party representative or referrer.
It also discusses financial services outsourcing and probity issues.
You can watch it on my website here.