Here’s a checklist of some of the changes that take effect on 1 July 2013 (some are still subject to passage of legislation or Royal Assent).

• Commencement of interest rate and costs caps for consumer credit
• New charities governance scheme
• FOFA scheme becomes mandatory
• Superannuation guarantee charge increase
• Unfair dismissal threshold increase
• Superannuation contributions cap increase
• PPSR fees increase
• ASIC fees increase