Financial Inclusion, market failures and new markets: Possibilities for Community Development Finance Institutions in Australia (pdf) written by Dr Ingrid Burkett and Belinda Drew discusses Community Development Finance Institutions which are independent organisations focussed on the use of financial mechanisms to develop and service people, organisations and communities who have been excluded from or underserved by mainstream financial institutions.

The review compares the underdeveloped sector in Australia with the UK and USA and opportunities for growth. It includes discussion on the role of credit unions.